IT Software Company in Pune | Visa-Ecom Multiservices Limited

 

Visa-Ecom Multiservices Limited

A business consulting company that can produce anything. We help to create design, strategies and development. Neque porro quisquam est, consectetur, adipisci velit.

We deliver the best services to promote your business, brand, products, or services. Compared to TV, radio, or print, visa-Ecom is the best affordable for businesses, reach out to multiple costumers with one click, while saving your time, efforts, and money. Visa E-com will increase your ROI.

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Create your eCommerce Website with Visa-Ecom Multiservices Ltd.

 

Trading has been around as long as we know, to put a number to when trading started, we got coins dating 4000 years back. We have come a long way. From trading produce for cattle to sailing across the to sell spices. We moved from gold and silver coins, which have real value to the paper currency which just represents value. It’s about time we move from having a physical store to a website that represents the actual storefront. 

A website that behaves like a store and you can browse through the store from wherever you are. For a website to act as a storefront, the website has to be equipped with many additional features, and that is where Visa-Ecom Multiservices Ltd. comes into the picture. 

The landing page of an eCommerce website is like any other, once you start browsing through the Visa-Ecom Multiservices Ltd. eCommerce site, few features of guide you to where you want to land. A system that keeps track of which item is in which category, and then which item is currently available in inventory.

Once the Visa-Ecom Multiservices Ltd. eCommerce website takes you to the item you want to purchase. You can use our feature of the cart to store your choice of products you want to proceed to buy from the eCommerce website. Then you move on to the payment part of the Visa-Ecom Multiservices Ltd. eCommerce website.

You are asked to fill in relevant details about your bank account for payments that are Visa-Ecom Multiservices Ltd. payment gateway features which let you make payments for your purchase. But bank transactions, online, what about security? Well, Visa-Ecom Multiservices Ltd. also provides SSL/TSL certificates which will make your eCommerce website online transactions safe and secure.

Visa-Ecom Multiservices Ltd. makes sure that the eCommerce website that you get from us is designed to attract users and help to guide them through the process. Visa-Ecom Multiservices Ltd. uses many tools to equip your eCommerce website with outmost sophistication and safety. Once you have a user visiting the eCommerce website our user-friendly website works to convert users into customers. With Visa-Ecom Multiservices Ltd. your eCommerce website will hit a jackpot for sure.

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Payment Gateway Features

What is a payment gateway?

A payment gateway is what keeps the payments ecosystem rolling smoothly, as it enables online payments for consumers and businesses. If you’re an online merchant, you don’t need to be a payment gateway expert, but it’s worth understanding the basics of how an online payment flows from your customer to your bank account.

We need to identify the key players in online payments. When a customer clicks on the “Pay” button on your website, these are the key players involved in the payment process:

The merchant: this is you, i.e an online business operating in any vertical (travel, retail, eCommerce, gaming, Forex, etc), offering a product or service to customers

The customer: the customer, also called a cardholder, who wants to access the products or services that the merchant is selling, and initiates the transaction

The issuing bank: the issuing bank is the customer’s bank that issues the cardholder’s credit or debit card on behalf of the card schemes (Visa, Mastercard)

The acquirer: also known as the acquiring bank, the acquirer is the financial institution that maintains the merchant’s bank account (known as the merchant's account). The acquiring bank passes the merchant's transactions to the issuing bank to receive payment

What is a payment gateway?

The definition of a payment gateway is the technology that captures and transfers payment data from the customer to the acquirer and then transfers the payment acceptance or decline back to the customer. A payment gateway validates the customer’s card details securely, ensures the funds are available and eventually enables merchants to get paid. It acts as an interface between a merchant’s website and its acquirer. It encrypts sensitive credit card details, ensuring that information is passed securely from the customer to the acquiring bank, via the merchant.

In other words, the payment gateway works as the middleman between your customer and the merchant, ensuring the transaction is carried out securely and promptly. An online payment gateway can simplify how merchants integrate the necessary software. As the middleman during the payment processing, the gateway manages the customer’s sensitive card details between the acquirer and the merchant

Why do we need a payment gateway?

You may be thinking, why do you need a payment gateway if it’s only a middleman? Before we answer this question, we'll take a step back and highlight that online payment is processed as a card-not-present transaction. The customer's card cannot be physically swiped on a POS terminal, as you would normally do if you processed the payment in a brick-and-mortar shop. Therefore, you can only rely on the card information that the customer is entering on the payment page. But, how can you be sure that the card the customer is using is their card? In card-not-present transactions, the fraud risk is significantly higher, and this is where a payment gateway does its magic.

What would happen if you take the payment gateway out of the online payment flow? Fraudsters would have easier access to card data you process, exposing your business to fraud and chargebacks. On top of that, fraudsters would also find additional ways to initiate illegitimate transactions, leaving you even more exposed to fraud and damaging your brand reputation.

A payment gateway is the gatekeeper of your customer’s payment data. For online merchants, a payment gateway relays the information from you, the merchant, to the acquirer and the issuing bank using data encryption to keep unwanted threats away from the sensitive card data. Aside from fraud management, a payment gateway also protects merchants from expired cards, insufficient funds, closed accounts, or exceeding credit limits.

Online Payment Gateway Features:

• Easy integration with the website
• To secure online credit card processing use of industry-standard SSL (standard sockets layer) technology, this technology is generally used worldwide, to encrypt this data while processing the credit card.
• Visa-Ecom has strict in-house security measures to ensure the confidentiality of your client information.
• We have critical security measures to ensure that sensitive information such as your client’s personal information and credit card details are safe.
• Your clients enter all their personal information and credit card details on a secure server and the same is encrypted before it is transmitted over the Internet to the bank payment gateway.

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